Why choose GoldCart
Purity, trust and transparency for your precious metal portfolio.
Buy digital gold
24K 999 purity gold bought at the live market rate, from ₹10 up.
Buy digital silver
Add 999 fine silver to balance out your metal portfolio.
Gold SIP
Automate daily, weekly or monthly contributions and forget about it.
Withdraw anytime
Sell at the live rate; funds reach your bank in 1–2 working days.
Refer & earn
Invite a friend to GoldCart and both of you collect rewards.
Start with ₹10
No minimum balance, no lock-in. Begin with pocket change.
How GoldCart works
Gold investment made simple
Four steps from your first ₹10 to metal you can hold.
Choose your amount
Anything from ₹10 upwards — in rupees or in grams.
Buy gold or silver
Pay by UPI or card and get the live rate, confirmed instantly.
Build your holdings
Add lump sums or run a SIP and watch the grams add up.
Redeem when you want
Withdraw and cash out to your bank or take delivery in coins and bars.
Buy gold
Buy gold in seconds.
Invest with confidence.
Start your investment journey from just ₹10 and watch your wealth grow gram by gram over time.
- Live buy price, refreshed continuously
- Instant confirmation, holdings updated on the spot
- Every gram backed by physical 24K gold
Gold SIP
Small contributions.
Big financial goals.
Automate your gold purchases and let disciplined saving work quietly in the background.
₹1,000
12 months
Figures are illustrative estimates, not guaranteed returns. Gold prices are subject to market risk.
Withdrawal
Redeem gold & silver, anytime you wish
Turn your digital holdings into cash or physical precious metals, whenever you need.
Your holdings
Gold & Silver in Your Wallet
Choose the gold or silver you want to redeem.
Get it in cash
Cash, Straight to Your Bank
Convert gold & silver into cash in your bank account.
Get Cash
Get your money instantly transferred to your registered bank account
Buy jewellery
Turn Gold or silver into Jewellery
Turn digital gold or silver into jewellery.
Redeem Jewellery
Redeem your balance to explore beautiful jewellery collections. Choose from a wide range of gold, silver, and diamond jewellery.
Exciting partner offers insideSecurity
Your gold. Protected.
Every gram you buy is stored, insured and traceable back to your account.
Secure storage
Metal is held in bank-grade, professionally managed vaults.
Insured holdings
Your stored metal is covered by the vault insurance cover.
24K / 999 purity
Only 999 fine metal, assay certified when you redeem.
Transparent ownership
Every purchase, gram and sale is visible in your statement.
Our trusted partners
Hallmark
BSI Hallmark
Vault Partner
Sequel
Payment Partner
Cashfree Payments
Insurance Partner
ICICI Lombard
Comparison
Why GoldCart?
The same metal, without the friction of buying it the old way.
- From ₹10
- Insured vault included
- None on digital metal
- Live in the app
- Anytime from your phone
- Cash out or take delivery
Trusted by thousands
Real investors, real stories.
GoldCart made gold investing so simple. Best app for SIP!
Rahul Sharma
Verified app review
Transparent pricing, instant delivery. I trust GoldCart 100%.
Priya Patel
Verified app review
Silver SIP changed my savings habit. Highly recommend!
Amit Gupta
Verified app review
I like the withdrawal policy — redeeming in three amazing options!
Dhruv Raval
Verified app review
Refer & earn
Bring a friend.
Earn together.
Share your code from the app. When your friend starts investing, you both collect a reward.
Start referring
You share
your code
Friend joins
and invests
Both earn
a reward
Reward amounts and terms are shown in the app.
Blog
Learn before you invest
Short, plain-language guides to digital gold and silver.
Need a hand?
Still have a question?
Our team answers from inside the app, usually within a few hours.
Contact usFAQs
Questions, answered.
Yes — your holdings are backed by physical gold kept in insured, professionally managed vaults, and every gram is recorded against your account.
Yes — redeem your balance as coins or bars delivered to your doorstep, subject to a small minimum quantity.
In bank-grade, professionally managed vaults that are audited regularly and fully insured.
A Systematic Investment Plan that automatically buys gold for you daily, weekly or monthly so your holdings grow steadily.
Sell at the live market rate anytime; funds are credited to your registered bank account within 1–2 working days.